Your Specialist Online Finance Broker

Welcome to Fifty Nine Financial – specialist online advice for mortgages and commercial finance


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Get the right advice by speaking to a specialist broker

No matter what your situation is, our expert team can find you the right solution.
Speak to a specialist advisor today for help with any mortgage or commercial finance requirements.


Submit an Enquiry

Get started with our simple enquiry form, it shouldn't take you any longer than 60 seconds to complete


Speak to a Specialist

Once we've checked the details of your enquiry, one of our friendly mortgage team will contact you to discuss your requirements


Secure a Mortgage

Your mortgage advisor will be able to find you the best deal from the whole of market panel of lenders

Our super friendly team of experts will find the right solution for you



'Whole of market' means we are independent and not tied to any specific lender


5 Star Service

We pride ourselves on delivering exceptional service


Talk to our team

Have a free chat with our friendly experts about your situation

Healthcare Finance


Looking to buy a dental practice, pharmacy or GP Surgery? – Find out more about the process and how we can help you take the next step. Whether you’re a first-time-buyer or experienced business owners, Fifty Nine Financial can secure the finance required for your acquisition and make the process simple for you. 

Re-financing – If you already own a healthcare business we can help with refinancing existing commercial loans. There are a number of reasons why you may consider re-financing, such as simply finding a better deal, utilising tied up ‘equity’ as a deposit for more sites, or perhaps moving to a lender that is able to offer a Revolving Credit Facility. 

Revolving Credit Facility – For our clients that already own groups, we can often secure a Revolving Credit Facility (RCF) which can help to accelerate growth plans! 


Frequently asked questions - Mortgages

We offer whole of market expert mortgage and commercial finance advice with a difference. We pride everything we do around delivering exceptional service and building lasting relationships with all of our clients. Our testimonials speak for themselves. We help people in complex situation secure the best mortgage deal from the whole of market. Re-mortgages and purchase mortgages. This website contains an array of information that illustrates how we can help so many different people. There are sections that cover the general criteria, and how to get a mortgage, such as self-employed mortgages, bad credit mortgages, re-mortgaging, and buy to let. Along with our specialist niche – Healthcare finance for dentists, pharmacists and doctors.

Fifty Nine Financial are based in Derby. However, due to the way we work, we are able to help people all over the UK. We have many happy clients. Check out our reviews to hear what our clients say about us. 

If you are looking for an expert mortgage broker, you’ve come to the right place. Unlike a number of other introducer websites that pass your details on to other companies, Fifty Nine Financial are a specialist mortgage broker. It’s us that handle your enquiry from start to finish. We don’t sell your enquiry on to another company elsewhere. We are the experts. When it comes to mortgages, and you need someone that understands complicated mortgages, look no further.

It’s very true that there may be other mortgage brokers out there that have access to the similar mortgages deals. However, it is not just having the access to the lenders that is important. It is the knowledge to be able to find you the right deal for your specific circumstances that is so important. This is why we continue to help people who have had a mortgage application declined previously.

Additionally, we pride ourselves on delivering the best service experience to all of our clients. After all, unlike some other mortgage brokers, we want you to come back to us again and again. The only way we continue to achieve this time and time again is by building lasting relationships with our clients and delivering the results they need. Are all plumbers the same? Of course not. The same goes for mortgage brokers.

We are expert mortgage brokers and help people in all kinds of situations. It is true we, help a lot of clients who have a very complex situation. But equally we have many clients that come back to us time and time again due to the service we provide and the relationships we build. We can help with purchase mortgages or remortgages, pound-for-pound and additional borrowing remortgages deals. We can also help with commercial mortgages.

All you have to do is fill out our simple contact form, providing us with some basic information about your situation and how we can contact you. After reviewing your information, one of our mortgage experts will be on touch asap. They will have a chat with you to establish some more facts and figures to enable them to secure you the best mortgage deal. As we’re whole of market, this means we are not tied to any specific lender. This means a mortgage advisor will be able to find you the best deal for you.

One of the main reasons to use a specialist mortgage broker is that we are often able to find a mortgage even if you’ve been turned down before. Every lender has their own criteria around what is and isn’t acceptable when applying for a mortgage. A good mortgage advisor will know this criteria already. It’s very easy to assume that if you’ve had a mortgage application declined previously that you may not be able to get a mortgage. However, it is often simply knowing which mortgage provider will accept your application. That is when you really need the help of a mortgage expert. Our professional and friendly mortgage advice service is there to get your results you need, whilst saving you time and money in the process. Even if you have had credit problems in the past, we may still be able to help you.

We have a very wide spectrum of clients, covering every level on the income scale. CEO’s and Managing Directors of large UK firms. We help lots of self-employed people get mortgages. Limited company directors, sole traders, and partnerships. Doctors, dentists, pharmacists, builders, plumbers, sales executives, administrators, surveyors, accountants, joiners, car salesmen, ground workers, nurses, firemen, teachers, engineers and many more occupations. Whatever your circumstances, an expert mortgage broker will be able to save you time, and find the best deal for you. 

Check out our testimonials and other online reviews, GoogleTrust Pilot or Facebook etc. Providing a 5 star service is very important to us. We don’t just want to get you the mortgage you need, we want to make that process as enjoyable as possible for you. That way you will tell all of your friends about us! 

Absolutely. Although Fifty Nine Financial is a specialist mortgage broker in Derby, we are primarily and online mortgage advisor. This means we help clients all over the UK. We are expert online mortgage brokers. Our online reviews speak for themselves.


Unsecured business loans provide financing without requiring collateral, relying instead on factors like the borrower’s creditworthiness and business performance. They offer flexibility and quick access to funds, making them popular among SMEs and startups. However, they often come with higher interest rates and stricter eligibility criteria. Lenders assess factors such as credit score, financial statements, and business plan when evaluating loan applications, emphasizing the importance of careful consideration by borrowers to ensure suitability for their needs.


Recent posts by Gavin Burrows

Director of Fifty Nine Financial​