The Best UK Mortgage Deals
No matter if you’re a first time buyer or a portfolio landlord – you’ve come to right place. Expert advice from a whole of market mortgage advisor to help you get the best UK mortgage deals. If it is your first time buying a property we’ll be sure to guide you though every stage of the mortgage process.
However sometimes things can be a little more complicated than you would ideally want. There are many reason why your application might not be straightforward. It could be something related to you or the property. Some examples below:
- Poor credit score
- Bad credit history
- Income stretch for affordability
- Borrowing extra money to pay off other debts
- Using equity for business purpose
- Self employed with only 1 years accounts
- Contractors
- Lending into retirement
- Buy to let – portfolio landlords
- Buy to let with low personal income
- Interest only mortgages
- First time landlords
- Flats above commercial units
- Studio flats with small surface area
- Expats based anywhere in the world
Take a look at the pages below for some more details.
As a mortgage is secured against your home, it could be repossessed if you do not keep up the mortgage repayments